Privacy Policy

Privacy Policy

Pyne Financial Group Inc: Our website address is: http://pynefinancial.com.

What personal data we collect and why we collect it

 We may collect two types of information from you: Personal Information and Browsing Information.

Personal Information. Pyne Financial Group Inc may collect the following categories of Personal Information:

• contact information (e.g., name, address, phone number, email address);

• demographic information (e.g., date of birth, gender, marital status);

• identity information (e.g. Social Security Number, driver’s license, passport, or other government ID number); • financial account information (e.g. loan or bank account information); and

• other personal information necessary to provide products or services to you.

Browsing Information. Pyne Financial Group Inc may automatically collect the following types of Browsing Information when you access a Pyne Financial Group Inc website, online service, or application (each an “Pyne Financial Group Inc Website”) from your Internet browser, computer, and/or mobile device:

• Internet Protocol (IP) address and operating system;

• browser version, language, and type; domain name system requests; and browsing history on the Pyne Financial Group Inc Website, such as date and time of your visit to the Pyne Financial Group Inc Website and visits to the pages within the Pyne Financial Group Inc Website.

How Personal Information is Collected

We may collect Personal Information about you from:

• information we receive from you on applications or other forms;

• information about your transactions with Pyne Financial Group  Inc, our affiliates, or others; and information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others.

How Browsing Information is Collected

If you visit/click or use a Pyne Financial Group Inc Website, Browsing Information may be collected during your visit on our website or landing pages. Like most websites, our servers automatically log each visitor to the Pyne Financial Group Inc Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for a Pyne Financial Group Inc Website and are logged into that account, the Pyne Financial Group Inc Website may be able to link certain browsing activity to your user account.

Other Online Specifics

Cookies. When you visit a Pyne Financial Group Inc Website, a “cookie” may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer’s hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the Pyne Financial Group Inc Website.

Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites.

Links to Other Sites. Pyne Financial Group Inc Websites may contain links to other websites. Pyne Financial Group Inc is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit.

Use of Personal Information

Pyne Financial Group Inc uses Personal Information for three main purposes:

• To provide products and services to you or in connection with a transaction involving you.

• To improve our products and services.

• To communicate with you about our services, our affiliates, and third parties’ products and services, jointly or independently.

When Information Is Disclosed

 We may make disclosures of your Personal Information and Browsing Information in the following circumstances:

• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;

• to non-affiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions;

• to non-affiliated third-party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you;

• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or

• in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of Pyne Financial Group Inc, its customers, or the public.

The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with non-affiliated third parties, except as required or permitted by law.

We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the Pyne Financial Group Inc business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to Pyne Financial Group Inc, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above-described proceedings.

Please see “Choices with Your Information” to learn the disclosures you can restrict.

Security of Your Information

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

We maintain physical, electronic, and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice, we expect that they process such information in compliance with our Privacy Notice and in compliance with applicable privacy laws.

Choices with Your Information

Whether you submit Personal Information or Browsing Information to Pyne Financial Group Inc is entirely up to you. If you decide not to submit Personal Information or Browsing Information, Pyne Financial Group Inc may not be able to provide certain services or products to you.

Information from Children

Pyne Financial Group Inc Websites are meant for adults and are not intended or designed to attract persons under the age of eighteen (18). We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian, and the parent or guardian must be physically present.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

International Users

Pyne Financial Group Inc headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence for any of the purposes described in this Privacy Notice. By providing Pyne Financial Group Inc with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice.

Your Consent to This Privacy Notice

Notice Changes By submitting Personal Information and/or Browsing Information to Pyne Financial Group Inc, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the Pyne Financial Group Inc Website. Each time you provide information to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you.

Accessing and Correcting Information; Contact Us

If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests via email to info@pynefinancial.com, by phone to (201) 942-0201, or by mail to: Pyne Financial Group Inc. Park 80 West, 250 Pehle Ave, Suite#200 Saddle Brook, NJ 07663 Attn: Chief Privacy Officer